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Do not print your
Social Security number on your personal checks. Don’t let store
personnel write your number on your checks either.
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Do not carry your
Social Security card with you unless you need it. Keep it in a
secure place along with your Birth certificate, and passports.
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Get a lockable
mailbox, use a mail slot, or rent a Post Office Box. Thieves often
steal mail, which may contain personal information.
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When paying bills by
mail, do not leave the outgoing bill with your personal check in your
unsecured home mailbox. Drop them off at a U.S. Postal Service mail
center.
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Keep a list
of all your credit card numbers, bank account numbers, and phone numbers
for your credit providers. Keep this information in a secure place in
case you need to call your bank or credit providers.
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Always take
credit or debit card receipts with you. Do not throw them away or
leave them with the merchant. Shred them when you return home.
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Never give out
your credit or debit card to someone who calls you on the phone.
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Use good
passwords for credit accounts. Use passwords that are different from
your address, birthdates, middle name, or mother's maiden name. Your
mother's maiden is quite likely to be found on your credit report.
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Look behind you
before entering your personal PIN numbers at an ATM or debit card
machine.
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Beware of e-mail
alerts asking you to “verify” your personal information, credit card
numbers, social security number, or date of birth.
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Keep your numbers
to yourself. Don't put credit card numbers on bills or envelopes.
Don't give account numbers over the phone unless you made the call.
Always shred pre-approved credit card applications before throwing them
away. If you don’t own a shredder, throw the applications away in parts
over a
few days.
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Ask questions of
businesses who request your personal information. Request how your
personal information will be used, and how it will be disposed of once
it is no longer needed.
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Check your
statement. Check your billing statements each month for any unusual
charges and report them immediately. If you don’t receive your statement
on time, call your credit provider to make sure that someone has not
stolen your bill.
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Ask for a credit
report often. You are entitled to a free credit report from each of
the three major credit bureaus. Request a copy of your credit report at
least once a year.